Deposit Profit Calculator 2026 - RON, EUR, and USD
Compare bank interest rates and calculate the net profit
| Bank | Interest | Profit |
|---|---|---|
| tbi | 7.00% | 700 |
| ProCredit | 6.50% | 650 |
| Libra | 5.80% | 580 |
| Intesa | 5.75% | 575 |
| UniCredit | 5.50% | 550 |
| BCR | 5.50% | 550 |
| Exim | 5.40% | 540 |
| Transilvania | 5.25% | 525 |
| CEC | 5.25% | 525 |
| BRD | 5.20% | 520 |
| Raiffeisen | 5.20% | 520 |
| ING | 5.00% | 500 |
| ProCredit | 7.00% | 700 |
| tbi | 7.00% | 700 |
| Intesa | 6.00% | 600 |
| Libra | 5.50% | 550 |
| Exim | 5.30% | 530 |
| UniCredit | 5.30% | 530 |
| CEC | 4.95% | 495 |
| Transilvania | 4.70% | 470 |
| BCR | 4.60% | 460 |
| ING | 4.50% | 450 |
| BRD | 4.30% | 430 |
| tbi | 6.70% | 670 |
| Intesa | 5.50% | 550 |
| ProCredit | 5.30% | 530 |
| Libra | 5.25% | 525 |
| Exim | 5.00% | 500 |
| UniCredit | 5.00% | 500 |
| Raiffeisen | 5.00% | 500 |
| CEC | 4.70% | 470 |
| Transilvania | 4.50% | 450 |
| BCR | 4.20% | 420 |
| ING | 4.00% | 400 |
| BRD | 4.00% | 400 |
| tbi | 6.50% | 650 |
| Intesa | 4.75% | 475 |
| Libra | 4.75% | 475 |
| CEC | 4.25% | 425 |
| Exim | 4.20% | 420 |
| Transilvania | 4.00% | 400 |
| ProCredit | 2.40% | 240 |
| Intesa | 2.15% | 215 |
| UniCredit | 2.10% | 210 |
| Exim | 2.00% | 200 |
| Libra | 2.00% | 200 |
| ING | 2.00% | 200 |
| BCR | 2.00% | 200 |
| CEC | 1.95% | 195 |
| BRD | 1.65% | 165 |
| Raiffeisen | 1.60% | 160 |
| tbi | 1.30% | 130 |
| Transilvania | 1.30% | 130 |
| ProCredit | 2.55% | 255 |
| UniCredit | 2.00% | 200 |
| Intesa | 1.90% | 190 |
| Exim | 1.80% | 180 |
| Libra | 1.80% | 180 |
| CEC | 1.55% | 155 |
| BRD | 1.25% | 125 |
| BCR | 1.25% | 125 |
| Raiffeisen | 1.20% | 120 |
| Transilvania | 1.00% | 100 |
| tbi | 0.90% | 90 |
| tbi | 2.50% | 250 |
| UniCredit | 1.80% | 180 |
| ProCredit | 1.60% | 160 |
| Exim | 1.55% | 155 |
| Libra | 1.50% | 150 |
| Intesa | 1.40% | 140 |
| Raiffeisen | 1.30% | 130 |
| CEC | 1.25% | 125 |
| BRD | 1.00% | 100 |
| BCR | 1.00% | 100 |
| ING | 0.70% | 70 |
| Transilvania | 0.60% | 60 |
| Exim | 1.30% | 130 |
| Libra | 1.30% | 130 |
| Intesa | 1.15% | 115 |
| CEC | 1.05% | 105 |
| BRD | 1.00% | 100 |
| ING | 0.50% | 50 |
| Raiffeisen | 0.50% | 50 |
| Transilvania | 0.50% | 50 |
| tbi | 0.35% | 35 |
| Intesa | 3.50% | 350 |
| UniCredit | 3.30% | 330 |
| CEC | 3.30% | 330 |
| Transilvania | 3.25% | 325 |
| Exim | 3.00% | 300 |
| Libra | 3.00% | 300 |
| Raiffeisen | 2.80% | 280 |
| BRD | 2.75% | 275 |
| tbi | 2.00% | 200 |
| BCR | 2.00% | 200 |
| CEC | 3.05% | 305 |
| Intesa | 3.00% | 300 |
| UniCredit | 3.00% | 300 |
| Exim | 2.80% | 280 |
| Transilvania | 2.75% | 275 |
| Raiffeisen | 2.40% | 240 |
| Libra | 2.25% | 225 |
| BRD | 2.25% | 225 |
| BCR | 1.75% | 175 |
| tbi | 1.50% | 150 |
| UniCredit | 2.70% | 270 |
| Exim | 2.65% | 265 |
| CEC | 2.55% | 255 |
| Intesa | 2.50% | 250 |
| Transilvania | 2.50% | 250 |
| Raiffeisen | 2.20% | 220 |
| BRD | 2.00% | 200 |
| Libra | 1.75% | 175 |
| BCR | 1.50% | 150 |
| tbi | 1.00% | 100 |
| Exim | 2.15% | 215 |
| CEC | 2.10% | 210 |
| Transilvania | 2.00% | 200 |
| Intesa | 1.80% | 180 |
| Libra | 1.50% | 150 |
| BRD | 1.00% | 100 |
| tbi | 0.75% | 75 |
Use our independent calculator to simulate the yield of term deposits offered by the main banks. Enter the amount you want to save, choose the desired currency and period to instantly see the estimated net profit, after applying current interest rates and income tax (calculate and compare profit).
💡 Tips for depositors: Profit and Prudence
Risk-Return Relationship
According to fundamental banking principles, an interest rate significantly higher than the market average may reflect a higher risk profile of the respective institution. A bank offers attractive rates when it wants to attract liquidity quickly.
Diversification Strategy
Financial prudence recommends avoiding the concentration of all savings in a single institution. Diversifying your deposits protects your liquidity: in case one bank faces difficulties, you retain access to the rest of your money deposited in other institutions.
Estimated comparison of bank yields
The results above represent a simulation based on public bank data and consider the nominal annual interest rate relative to the selected period. The displayed profit is the gross profit, before the application of specific taxes (the current value being 10%).
Data Usage Guide
The displayed calculations are estimated and do not represent a firm offer from the banking institutions. The displayed profit is calculated based on the interest rates in effect at the time of the database update, but banks reserve the right to modify these rates without notice. The final result may vary depending on the specific fees of each bank (account administration, cash withdrawal) or the withholding of income tax according to tax legislation (10%). We recommend checking the final contractual conditions directly on the chosen bank's website before setting up the deposit.
Frequently Asked Questions
How is the net profit on a deposit calculated?
The net profit is calculated by deducting the 10% tax from the gross interest offered by the bank.
What tax is paid for bank interests in Romania?
Currently, the tax on interest income in Romania is 10% and is withheld at the source by the bank.
About the Project
Infodobanzi.ro is your independent source for financial analysis. We help you quickly compare bank interest rates and identify the most profitable deposits in RON, EUR, or USD, giving you total transparency over real returns.
Useful Information
Our platform operates as an independent comparator of banking products. We update term deposit rates daily to give you a clear picture of the savings market in Romania. The generated calculations are estimates, and final values may vary depending on administration fees or the specific conditions of each bank.
Note
Infodobanzi.ro is not a financial institution and does not provide direct consulting. We recommend always checking the final offer on the bank's official website before opening an account or a deposit. All mentioned bank names and trademarks belong to their respective owners and are used here solely for informational and identification purposes, in accordance with comparative advertising legislation.
Data Use Terms and Conditions
The information presented on this site is purely informational and does not constitute financial advice or a firm contractual offer. Data, interest rates, and fees can be modified by banks without notice, and final conditions depend on each client's eligibility profile. We recommend users verify the updated offers directly with the banking institutions before making any decision. We do not assume liability for any errors or losses arising from the use of this data.